Top 3 Mortgage Lenders in Polk

First State Bank & Trust is a highly-rated community bank serving Polk and surrounding counties with deep local market knowledge. They offer personalized mortgage services with competitive rates and have built a strong reputation for customer satisfaction. As a locally-owned institution with over 135 years of community banking experience, they understand the unique needs of rural Nebraska homebuyers and provide comprehensive mortgage solutions with exceptional local service.

Cornerstone Bank is a well-established regional bank with strong presence in York County and serves the Polk area with dedicated mortgage services. They are known for their competitive rates and flexible loan programs, particularly strong in agricultural and rural property financing. With over 120 years of banking experience, they offer personalized mortgage guidance and have excellent customer satisfaction ratings for their responsive service and local decision-making capabilities.

Five Points Bank is a highly-regarded regional lender that serves customers throughout central Nebraska, including Polk. They offer comprehensive mortgage services with competitive rates and are particularly strong in rural and agricultural property financing. Known for their personalized service and local underwriting, they have built a reputation for making the mortgage process smooth and efficient. Their experienced loan officers provide expert guidance tailored to Nebraska's unique housing market needs.