Top 3 Mortgage Lenders in Ragan

First State Bank & Trust is a highly-rated community bank serving the Ragan area with over 135 years of local banking experience. They specialize in rural and agricultural lending with deep roots in central Nebraska communities. Their mortgage team provides personalized service with competitive rates on conventional, government-backed, and construction loans. As a local institution, they understand the unique needs of rural Nebraska homeowners and offer flexible underwriting for agricultural properties and rural homes.

Cornerstone Bank is a regional community bank with strong presence throughout central Nebraska, including service to the Ragan area. They offer comprehensive mortgage solutions with particular expertise in rural property financing and agricultural lending. Their experienced loan officers provide personalized guidance through the entire mortgage process, from pre-approval to closing. Customers consistently praise their responsive service, local decision-making, and competitive rates for both purchase and refinance transactions.

Five Points Bank has been serving central Nebraska communities for over 55 years with a strong reputation for mortgage lending in rural areas like Ragan. They offer a full range of mortgage products with special attention to the needs of rural homeowners and agricultural properties. Their local loan officers provide personalized service with the advantage of local underwriting decisions. The bank is known for its competitive rates, flexible terms, and deep understanding of the central Nebraska real estate market.