Top 3 Mortgage Lenders in Shelby

Cornerstone Bank stands out as one of the top-rated regional lenders serving Shelby and surrounding communities in eastern Nebraska. With deep roots in the region since 1996, they specialize in agricultural and rural community lending, making them exceptionally well-suited for Shelby residents. Their mortgage team, including experienced loan officers like Andy Kuta, provides personalized service with competitive rates on all loan types including USDA rural development loans that are particularly relevant for Shelby homebuyers. The bank maintains an excellent reputation for local decision-making and understanding the unique needs of rural Nebraska homeowners.

Pinnacle Bank has been a trusted financial institution in Nebraska for over 80 years, with strong presence in Platte County and surrounding areas including Shelby. Their mortgage division offers comprehensive lending services with particular expertise in rural and agricultural property financing. They are known for competitive rates, local underwriting, and personalized service from loan officers who understand the local real estate market. Pinnacle Bank consistently receives high marks for customer satisfaction and offers specialized programs for first-time homebuyers and agricultural property purchases that benefit Shelby area residents.

Union Bank & Trust brings over a century of Nebraska banking experience to Shelby and eastern Nebraska communities. Their home loan center in Columbus serves as a regional hub for mortgage lending, offering competitive rates and a wide variety of loan products. UB&T is particularly strong in agricultural and rural property lending, with specialized knowledge of the local market dynamics that affect Shelby home values. They are known for their responsive service, local decision-making authority, and commitment to Nebraska communities, making them an excellent choice for Shelby residents seeking reliable mortgage financing with a trusted regional institution.