Top 3 Mortgage Lenders in Stratton

First Central Bank McCook is a highly respected community bank serving southwestern Nebraska for over a century, including the Stratton area. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their personalized service and agricultural lending expertise. As a locally-owned institution, they understand the unique needs of rural Nebraska homeowners and offer specialized agricultural and rural development loans. Their mortgage team provides competitive rates with the flexibility of local decision-making and long-term relationship banking.

Nebraskaland Bank has built an outstanding reputation across western Nebraska with multiple branch locations serving rural communities like Stratton. They consistently earn 4.7+ star ratings for their responsive service and competitive mortgage products. Specializing in rural and agricultural lending, they offer USDA loans perfectly suited for Stratton area borrowers. Their experienced loan officers provide personalized guidance through the entire mortgage process, with particular expertise in first-time homebuyer programs and agricultural property financing.

Guild Mortgage maintains a strong Nebraska presence with licensed loan officers serving the entire state, including Stratton. As a nationwide lender with deep local expertise, they combine the resources of a major mortgage company with personalized service. They specialize in government-backed loans including USDA rural development loans ideal for Stratton residents. With over 60 years in business and thousands of positive reviews, they're known for competitive rates, efficient processing, and exceptional customer service, particularly for rural and first-time homebuyers.