Top 3 Mortgage Lenders in Wallace

Pinnacle Bank is one of Nebraska's most established and highly-rated mortgage lenders with deep roots across the state. With numerous branches throughout western Nebraska, they have extensive experience serving rural communities like Wallace. Their local loan officers understand the unique needs of agricultural and small-town borrowers. Pinnacle Bank consistently receives high marks for personalized service, competitive rates, and their ability to handle various loan types including USDA loans which are particularly relevant for rural Nebraska homebuyers.

First National Bank of North Platte has been serving western Nebraska communities for over a century, making them exceptionally familiar with the Wallace area housing market. They're particularly strong in construction and agricultural property lending, offering specialized programs for rural homebuyers. Customers consistently praise their responsive service, local decision-making authority, and knowledgeable staff who understand the specific challenges and opportunities of buying property in Lincoln County and surrounding areas.

While based in Lincoln, Liberty First Credit Union serves members throughout Nebraska and has particular expertise in rural mortgage lending. They offer highly competitive rates to members and have specialized programs for first-time homebuyers that are well-suited for Wallace residents. Their mortgage team receives consistent praise for transparent communication, streamlined processes, and going above-and-beyond for borrowers in smaller communities. As a credit union, they often provide better terms and lower fees than traditional banks.