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Home/Nevada/Virginia City
Virginia City, NV

Top 3 Mortgage Lenders in Virginia City

Compare verified mortgage lenders serving Virginia City, Nevada. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
497+
Reviews
15
Loan Types

Available Loan Programs in Virginia City

Fixed-rate mortgages
Adjustable-rate mortgages
Jumbo loans
FHA loans
VA loans
USDA loans
Construction loans
Refinancing
Conventional loans
Renovation loans
First-time homebuyer programs
Conventional mortgages
Construction-to-permanent loans
Lot loans
Home equity loans

Featured Mortgage Lenders

1

Greater Nevada Credit Union

Greater Nevada Credit Union

★★★★☆
4.8/5

Greater Nevada Credit Union is one of Northern Nevada's most trusted mortgage lenders with deep roots in the community. While headquartered in Sparks, they actively serve the entire Northern Nevada region including Virginia City. They offer highly competitive rates and personalized service through local loan officers who understand the unique rural and historic property considerations in the Virginia City area. Their extensive experience with various loan types and commitment to member service makes them a top choice for Virginia City residents.

Experience:75 years
Reviews:218 customer reviews
1955 E Prater Way, Sparks, NV 89434

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesJumbo loansFHA loansVA loansUSDA loansConstruction loansRefinancing
2

Guild Mortgage Company

Guild Mortgage Company - Reno Branch

★★★★☆
4.7/5

Guild Mortgage has a strong presence in Northern Nevada with their Reno branch regularly serving Virginia City and surrounding rural communities. They are particularly noted for their expertise in handling unique property types and rural lending scenarios common in historic mining towns. With decades of experience and numerous industry awards for customer satisfaction, they provide comprehensive mortgage solutions with local decision-making and personalized service for Virginia City homebuyers.

Experience:63 years
Reviews:187 customer reviews
6590 S McCarran Blvd, Reno, NV 89509

Loan Types:

Conventional loansFHA loansVA loansUSDA loansJumbo loansRenovation loansRefinancingFirst-time homebuyer programs
3

Plumas Bank

Plumas Bank

★★★★☆
4.6/5

Plumas Bank has built a strong reputation throughout Northern Nevada and specifically serves the Virginia City area from their Carson City location. They specialize in understanding the unique needs of rural and historic community residents, offering local underwriting and decision-making that larger national banks cannot match. Their community-focused approach, competitive rates, and expertise with rural properties make them an excellent choice for Virginia City homebuyers seeking personalized mortgage service from a established regional institution.

Experience:41 years
Reviews:92 customer reviews
3790 S Carson St, Carson City, NV 89701

Loan Types:

Conventional mortgagesConstruction-to-permanent loansLot loansFHA loansVA loansRefinancingHome equity loans

Why Choose a Mortgage Lender in Virginia City?

Local Market Knowledge

Lenders who understand Virginia City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Nevada.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Virginia City and get competitive rates on your home loan.