Top 3 Mortgage Lenders in Lincoln

Northway Bank stands as the premier local banking institution serving Lincoln and the White Mountains region with deep community roots spanning over 130 years. Their mortgage department receives exceptional ratings for personalized service, local market expertise, and competitive rates specifically tailored to North Country properties. As a community bank with a physical presence in Lincoln, they offer the advantage of face-to-face consultations and deep understanding of local property values, seasonal home financing, and mountain region construction loans. Their loan officers are praised for responsive communication and guiding borrowers through the entire mortgage process with exceptional care.

Mortgage Network is one of New England's most highly-rated independent mortgage lenders with extensive experience serving the Lincoln and White Mountains area. With over 4,000 five-star reviews nationwide and numerous local awards, they excel at providing competitive rates and exceptional customer service. Their loan officers specialize in New Hampshire mountain property financing and offer flexible solutions for primary residences, vacation homes, and investment properties. Customers consistently praise their efficient processing, transparent communication, and ability to close loans on time, making them a top choice for Lincoln area homebuyers seeking reliable mortgage services.

As one of New Hampshire's oldest and most trusted community banks, Merrimack County Savings Bank has built a strong reputation for mortgage lending throughout the central and northern NH regions, including Lincoln. They offer competitive rates and personalized service with local decision-making authority. Specializing in both primary residence and vacation property financing, their experienced loan officers understand the unique aspects of White Mountains real estate. The bank receives high marks for their straightforward application process, educational approach for first-time buyers, and commitment to the communities they serve, making them an excellent choice for Lincoln area mortgage needs.