Top 3 Mortgage Lenders in Barnegat

CrossCountry Mortgage's Manahawkin branch, led by Michael DeFalco, is one of the highest-rated mortgage lenders serving the Barnegat area. With over 15 years of experience and nearly 200 excellent reviews, this office provides personalized service with competitive rates for Ocean County residents. They specialize in both purchase and refinance loans with particular expertise in first-time homebuyer programs and government-backed loans. Their local presence combined with national lending capabilities makes them a top choice for Barnegat homebuyers seeking reliable, professional mortgage services.

NJ Lenders Corp. has been serving the Barnegat and greater Ocean County area for over 25 years with exceptional mortgage services. As a locally-owned and operated mortgage broker, they offer access to multiple lenders and competitive rate options. Their team, led by Joseph DeFalco, provides personalized attention and expertise in complex loan scenarios including construction loans and investment properties. With hundreds of positive reviews highlighting their responsive communication and smooth closing processes, they've built a strong reputation as one of the most reliable mortgage providers in Southern New Jersey.

Guild Mortgage's Toms River branch, managed by Brian Vieira, provides comprehensive mortgage services to Barnegat residents with over 60 years of industry experience. As a direct lender with strong local presence, they offer competitive rates and specialized programs including their exclusive Zero Down Payment option. The local team has deep knowledge of the Ocean County real estate market and provides exceptional customer service with streamlined digital processes. Their extensive experience with VA and FHA loans makes them particularly valuable for military families and first-time homebuyers in the Barnegat area.