Top 3 Mortgage Lenders in Beach Haven

Michael O'Rourke's CrossCountry Mortgage office is one of the highest-rated mortgage lenders serving the Beach Haven area, with exceptional Google reviews praising their personalized service and expertise with shore properties. As a local loan officer with over two decades of experience, they specialize in both primary residences and vacation homes in barrier island communities. Their deep understanding of flood insurance requirements, elevation certificates, and coastal construction makes them particularly valuable for Beach Haven homeowners.

First Atlantic Federal Credit Union has been serving New Jersey communities for over eight decades and is highly rated for their competitive mortgage rates and exceptional member service. While based in Spring Lake Heights, they actively serve homeowners throughout Ocean County including Beach Haven. As a credit union, they offer member-focused lending with potentially lower fees and more flexible underwriting than traditional banks. Their local decision-making process and understanding of New Jersey's unique coastal market make them a top choice.

Guaranteed Rate Affinity's Stafford Township office is strategically located to serve the Long Beach Island market including Beach Haven. They receive consistently high marks for their digital mortgage process combined with local expertise in coastal properties. Their specialization includes vacation home financing and investment properties common in the Beach Haven market. The company's strong technology platform allows for efficient processing while maintaining the personalized service crucial for complex shore property transactions.