Top 3 Mortgage Lenders in Farmingdale

CrossCountry Mortgage stands out as one of the top-rated mortgage lenders serving the Farmingdale area with exceptional customer satisfaction ratings. As a direct lender with over 20 years of experience, they offer competitive rates and personalized service through their local Brick Township office. Their team specializes in all major loan types including government-backed programs and jumbo loans, with particular expertise in helping first-time homebuyers navigate the complex New Jersey real estate market. The company maintains an A+ BBB rating and is known for their streamlined digital mortgage process combined with local market knowledge.

Guild Mortgage's Toms River branch has been serving the Farmingdale and greater Monmouth County area with exceptional mortgage services for nearly two decades. With over 60 years in business nationally, they bring substantial industry expertise to the local market. They're particularly renowned for their extensive VA loan programs and renovation loan options, making them a favorite among military families and homeowners looking to upgrade properties. Their local loan officers have deep knowledge of the Jersey Shore real estate market and are known for their responsive communication throughout the loan process.

First Atlantic Federal Credit Union brings over 85 years of trusted financial service to the Farmingdale community, offering highly competitive mortgage rates to their members. As a not-for-profit financial cooperative, they consistently provide some of the most favorable terms in the region with lower fees than traditional banks. Their mortgage specialists offer personalized guidance through every step of the homebuying process, with particular strength in first-time homebuyer programs and local market expertise. Members benefit from relationship-based pricing and the credit union's deep commitment to the Jersey Shore communities they serve.