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Home/New Jersey/Lincroft
Lincroft, NJ

Top 3 Mortgage Lenders in Lincroft

Compare verified mortgage lenders serving Lincroft, New Jersey. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
686+
Reviews
10
Loan Types

Available Loan Programs in Lincroft

Conventional
FHA
VA
Jumbo
Refinance
First-Time Homebuyer
USDA
Construction
HELOC
Investment Properties

Featured Mortgage Lenders

1

CrossCountry Mortgage, LLC - Red Bank

CrossCountry Mortgage, LLC

★★★★☆
4.9/5

CrossCountry Mortgage's Red Bank office is one of the highest-rated mortgage lenders serving the Lincroft area, with exceptional customer satisfaction ratings. They offer a comprehensive range of loan products with competitive rates and personalized service. Their local team has deep knowledge of the Monmouth County real estate market and provides streamlined digital mortgage processes alongside traditional in-person service. The company is known for their responsive communication and ability to close loans efficiently.

Experience:20 years
Reviews:178 customer reviews
143 Broad St, Red Bank, NJ 07701

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-Time Homebuyer
2

Affinity Federal Credit Union

Affinity Federal Credit Union

★★★★☆
4.7/5

As New Jersey's largest credit union, Affinity has a strong presence throughout the state including Lincroft. They offer highly competitive mortgage rates for members and exceptional customer service. Their mortgage specialists provide personalized guidance through the entire home buying process, with special programs for first-time homebuyers and competitive jumbo loan options. The credit union is renowned for its member-focused approach and community involvement throughout New Jersey.

Experience:85 years
Reviews:382 customer reviews
73 Mountain View Blvd, Basking Ridge, NJ 07920

Loan Types:

ConventionalJumboFHAVAUSDAConstructionHELOC
3

Garden State Home Loans

Garden State Home Loans, NMLS # 1125151

★★★★☆
4.8/5

Located just minutes from Lincroft in Holmdel, Garden State Home Loans is a highly-rated local mortgage broker with deep roots in Monmouth County. They excel at finding the best mortgage solutions for their clients by working with multiple lenders to secure competitive rates and terms. Their team has extensive experience with the local real estate market and provides personalized, hands-on service throughout the mortgage process. They are particularly praised for their transparency, communication, and ability to handle complex financing scenarios.

Experience:15 years
Reviews:126 customer reviews
2134 State Route 35, Holmdel, NJ 07733

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceInvestment Properties

Why Choose a Mortgage Lender in Lincroft?

Local Market Knowledge

Lenders who understand Lincroft's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New Jersey.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lincroft and get competitive rates on your home loan.