Top 3 Mortgage Lenders in Margate City

First Priority Financial is a highly-rated local mortgage brokerage firm with deep roots in the Margate City community. Owner Michael Monichetti has over 25 years of experience serving the South Jersey shore area. The company specializes in coastal property financing and understands the unique aspects of shore real estate. They are known for personalized service, competitive rates, and expertise in jumbo loans for luxury waterfront properties. Their local presence and extensive knowledge of Atlantic County's real estate market make them a top choice for Margate City residents.

Atlantic City Electric Credit Union has been serving the South Jersey community since 1937 and is one of the most trusted financial institutions in the Margate City area. While technically a credit union, they offer comprehensive mortgage services with competitive rates and personalized member service. Their location in nearby Northfield makes them easily accessible to Margate City residents. They are particularly strong with first-time homebuyer programs and offer the advantage of credit union membership benefits, including potentially lower fees and more flexible underwriting than traditional banks.

Guaranteed Rate is a national mortgage lender with a strong local presence in the Atlantic County area through their Pleasantville office, which actively serves Margate City clients. They combine the efficiency and technology of a national lender with local expertise through their experienced loan officers. Known for their digital mortgage process and competitive rates, they offer a wide range of loan products including specialized programs for coastal properties. Their strong online platform and quick closing times, combined with local representation, make them a popular choice for Margate City homebuyers and those refinancing in the shore community.