Top 3 Mortgage Lenders in Montague

CrossCountry Mortgage is a highly-rated national lender with strong presence in Northwest New Jersey, serving Montague and surrounding Sussex County areas. They maintain exceptional 4.8-star ratings across multiple platforms with particular strength in first-time homebuyer programs and competitive conventional loan rates. Their local loan officers have deep knowledge of the Montague real estate market and provide personalized service with extensive digital mortgage tools for streamlined application processes.

Formerly Investors Bank, now operating as Citizens Bank, this regional lender has deep roots in Northwest New Jersey with multiple branches serving Montague residents. They're particularly noted for their construction-to-permanent loan programs, which are valuable in Montague's rural and developing areas. Their local loan officers understand the unique property considerations in Sussex County and offer competitive jumbo loan options for higher-value properties in the region.

Atlantic Federal Credit Union serves the entire Northwest New Jersey region including Montague, with exceptional member satisfaction ratings and highly competitive mortgage rates typically below national averages. As a credit union, they offer member-focused service with flexible underwriting and special first-time homebuyer programs. Their decades of experience in the local market and community-focused approach make them a top choice for Montague homebuyers seeking personalized service and competitive terms.