Top 3 Mortgage Lenders in Neptune

CrossCountry Mortgage is a nationally recognized lender with a strong local presence in Monmouth County, serving Neptune and surrounding shore communities. Michael Capozzoli's team consistently receives exceptional reviews for their personalized service, competitive rates, and expertise with New Jersey's unique real estate market. They specialize in both purchase and refinance loans with particular strength in conventional and FHA lending. Their digital mortgage process streamlines applications while maintaining the personal touch of local experts who understand Neptune's specific market dynamics and property types.

As a long-standing regional bank with deep roots in New Jersey, Investors Bank (now operating as Citizens Bank) has served Neptune residents for decades with exceptional mortgage services. They maintain strong local relationships with real estate professionals throughout Monmouth County and offer comprehensive lending solutions including specialized construction loans for shore-area properties. Their mortgage team receives high marks for responsive communication, local underwriting expertise, and competitive rate offerings. The bank's community-focused approach and extensive branch network throughout Central Jersey make them a trusted choice for Neptune homebuyers.

NJ Lenders Corp is a highly-rated mortgage brokerage firm based in nearby Red Bank that specializes in serving the Monmouth County area including Neptune. As mortgage brokers, they work with multiple lenders to secure the best possible rates and terms for their clients. They receive exceptional reviews for their transparency, competitive pricing, and expertise with New Jersey's complex real estate transactions. The team has particular strength in working with first-time homebuyers and investment property financing, with deep knowledge of Neptune's diverse housing stock from historic homes to newer developments and shore properties.