Top 3 Mortgage Lenders in Ogdensburg

Watertown Savings Bank is a highly-rated regional financial institution with deep roots in Northern New York. While based in Watertown, they actively serve the entire North Country region including Ogdensburg. They offer personalized mortgage services with local decision-making and competitive rates. Their mortgage team has extensive experience with various loan programs including government-backed options, and they're known for their community-focused approach and exceptional customer service. As a mutual savings bank, they prioritize customer needs over shareholder profits.

Community Bank, N.A. has a strong physical presence in Ogdensburg with a local branch and mortgage specialists who understand the local real estate market. They offer comprehensive mortgage solutions with competitive rates and flexible terms. Their experienced loan officers provide personalized guidance through the entire home financing process. The bank has excellent ratings for customer satisfaction and is known for its responsive service and local underwriting capabilities. They have particular expertise in rural property financing relevant to the Ogdensburg area.

While based in Syracuse, Empower Federal Credit Union serves members throughout Central and Northern New York, including Ogdensburg residents. They offer competitive mortgage rates and low closing costs typical of credit unions. Their mortgage team provides personalized service and educational resources for first-time homebuyers. They have strong ratings for customer satisfaction and are known for their transparent lending process. As a not-for-profit financial cooperative, they often provide better terms and lower fees than traditional banks, making them an excellent option for Ogdensburg homebuyers.