Top 3 Mortgage Lenders in Oxford

CrossCountry Mortgage is a highly-rated national lender with strong local presence in Northwest New Jersey, serving Oxford and surrounding Warren County areas. They are particularly praised for their personalized service, competitive rates, and expertise with various loan programs including first-time homebuyer assistance. Their local loan officers have deep knowledge of the Oxford real estate market and provide comprehensive guidance through the entire mortgage process.

Fulton Bank has been serving Northwest New Jersey communities for over a century, with multiple branches conveniently located near Oxford. They offer a full range of mortgage products with competitive rates and are known for their community-focused approach. Customers consistently praise their knowledgeable loan officers, straightforward application process, and reliable customer service for both purchase and refinance transactions.

First Northern FCU is a well-established credit union serving Warren County residents, including Oxford, with competitive mortgage rates and personalized service. As a member-owned financial institution, they often offer lower fees and more flexible underwriting than traditional banks. They excel at guiding first-time homebuyers through the process and are known for their responsive communication and local decision-making capabilities.