Top 3 Mortgage Lenders in Paramus

Valley National Bank stands out as one of the most established and highly-rated mortgage lenders serving Paramus, with deep roots in the New Jersey community since 1927. They maintain a physical branch in Paramus and offer a comprehensive range of mortgage products with competitive rates. Their high rating reflects exceptional customer service, local underwriting expertise, and personalized guidance throughout the home financing process. As a community-focused institution, they provide the stability of a regional bank with the convenience of digital mortgage tools.

CrossCountry Mortgage maintains a strong physical presence in Paramus with excellent customer ratings for their responsive service and competitive loan options. They specialize in guiding borrowers through complex financing scenarios and offer a wide array of loan programs including specialized first-time homebuyer options. Their local loan officers have extensive knowledge of the Bergen County real estate market, providing personalized service with the backing of a national lender's resources and technology platform.

Affinity Federal Credit Union, while headquartered in Basking Ridge, serves the entire Paramus area with exceptional mortgage services and highly competitive rates for members. As New Jersey's largest credit union, they offer member-focused lending with lower fees and personalized service. Their mortgage team provides comprehensive guidance from application to closing, with particular strength in first-time homebuyer programs and refinancing. Their not-for-profit structure often results in more favorable terms for qualified borrowers in the Paramus market.