Top 3 Mortgage Lenders in Perth Amboy

CrossCountry Mortgage is a nationally recognized lender with a strong local presence in Central New Jersey. The Edison branch, led by experienced loan officer Michael DeFazio, maintains exceptional 4.9-star ratings across multiple review platforms. They specialize in first-time homebuyer programs, competitive refinance options, and offer personalized service throughout Middlesex County. Their extensive loan product portfolio and efficient processing make them a top choice for Perth Amboy residents seeking reliable mortgage solutions with local expertise.

Guild Mortgage's Avenel office serves Perth Amboy and surrounding communities with exceptional mortgage services and high customer satisfaction ratings. With specialized expertise in FHA and VA loans, they are particularly strong with military families and first-time homebuyers. Their local team provides personalized guidance through the entire mortgage process, from application to closing. Guild's long-standing reputation since 1960 and their commitment to community lending make them a trusted choice for Middlesex County homebuyers.

Affinity Federal Credit Union, while headquartered in Basking Ridge, has a strong presence throughout Central New Jersey including Perth Amboy. As one of the largest credit unions in the region, they offer competitive mortgage rates and exceptional member service. Their mortgage team provides comprehensive lending solutions with the personal attention of a community-focused institution. With nearly 90 years of financial service experience, Affinity combines the benefits of a credit union with sophisticated mortgage products and digital convenience for today's homebuyers.