Top 3 Mortgage Lenders in Phillipsburg

Cornerstone Home Lending's Phillipsburg office, led by experienced loan officer Thomas Kocsis, is one of the highest-rated mortgage providers in Warren County. With over two decades of local lending experience, they specialize in personalized service for both purchase and refinance transactions. Their strong reputation stems from competitive rates, transparent communication throughout the loan process, and expertise in various loan programs including government-backed options. The local office maintains deep community ties and consistently receives praise for their responsiveness and ability to close loans efficiently.

Marzano Capital Group is a highly-regarded local mortgage broker serving Phillipsburg and the surrounding Lehigh Valley region. Founded by Joseph Marzano, the company has built an exceptional reputation for finding competitive mortgage solutions and providing white-glove service. Their broker model allows them to shop multiple lenders to secure optimal rates and terms for clients. Specializing in complex financing scenarios including self-employed borrowers and investment properties, they're known for their creative problem-solving and commitment to client education throughout the home financing process.

As a prominent regional bank headquartered just across the river in Easton, Lafayette Ambassador Bank has served the Phillipsburg community for over two decades with exceptional mortgage services. Their local underwriting and decision-making process allows for personalized service and competitive rates. The bank is particularly strong in construction lending and portfolio loan products, offering flexibility that larger national lenders cannot match. With deep roots in the Greater Lehigh Valley area, they understand the local real estate market and provide the convenience of local servicing throughout the loan life.