Top 3 Mortgage Lenders in Point Pleasant Beach

The Mortgage Originator is a highly-rated local mortgage brokerage serving Point Pleasant Beach and the broader Ocean County area since 1999. Known for exceptional customer service and personalized loan solutions, they have built a strong reputation for competitive rates and expertise in shore-area properties. Their team offers tailored advice for various loan types, including first-time homebuyer programs, and is praised for quick closings and transparent communication. With numerous positive reviews highlighting their reliability and local knowledge, they are a top choice for residents seeking a trusted mortgage partner.

OceanFirst Bank is a longstanding regional bank with deep roots in New Jersey, including strong presence in Point Pleasant Beach. While founded earlier than the typical range, it remains a top-rated lender due to its local expertise, competitive mortgage products, and commitment to community banking. Customers appreciate their personalized service, flexible loan options, and knowledge of the coastal market. With branches throughout Ocean County, they offer convenience and reliability, backed by high customer satisfaction scores and a focus on building long-term relationships.

Guaranteed Rate is a nationally recognized mortgage lender with a strong local office in Red Bank, serving Point Pleasant Beach and surrounding areas. Founded in 2000, it combines digital efficiency with personalized service, offering competitive rates and a wide range of loan products. Highly rated for its streamlined application process and expert guidance, the company has earned accolades for customer satisfaction and innovation. Their local team understands New Jersey's real estate dynamics, making them a reliable choice for buyers seeking a modern, responsive mortgage experience with a touch of local insight.