Top 3 Mortgage Lenders in Ramsey

David Rosenstock at CrossCountry Mortgage is one of the highest-rated mortgage professionals serving the Ramsey area with over 15 years of experience. Located just minutes from Ramsey in Paramus, this branch has built an exceptional reputation for personalized service and competitive rates. Specializing in first-time homebuyer programs, jumbo loans, and refinancing, the team is known for their responsiveness and expertise in navigating complex mortgage scenarios. With hundreds of 5-star reviews highlighting their attention to detail and smooth closing processes, they consistently rank among the top mortgage lenders in Bergen County.

Michael Jessup at Guaranteed Rate's Hackensack office serves the Ramsey community with exceptional mortgage services and innovative digital lending platforms. With over a decade of experience and extensive knowledge of the North Jersey real estate market, this team provides competitive rates and streamlined processes. They're particularly recognized for their expertise in jumbo loans and investment property financing, backed by Guaranteed Rate's national lending power combined with local market insight. The company's user-friendly digital platform allows for efficient application and tracking, while maintaining personalized service throughout the loan process.

Affinity Federal Credit Union, while headquartered in Basking Ridge, has a strong presence throughout Bergen County including Ramsey, with multiple branches conveniently located throughout the region. As one of New Jersey's largest credit unions, they offer member-focused mortgage solutions with competitive rates and lower fees than traditional banks. Their mortgage specialists provide personalized guidance through the entire homebuying process, with particular strength in first-time homebuyer programs and construction loans. With over 85 years serving New Jersey communities, they've built trust through consistent, reliable service and community involvement, making them a top choice for Ramsey area homebuyers seeking a not-for-profit lending alternative.