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Home/New Jersey/Ridgewood
Ridgewood, NJ

Top 3 Mortgage Lenders in Ridgewood

Compare verified mortgage lenders serving Ridgewood, New Jersey. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
698+
Reviews
10
Loan Types

Available Loan Programs in Ridgewood

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Construction
Investment Properties
Cash-out Refinance

Featured Mortgage Lenders

1

CrossCountry Mortgage

CrossCountry Mortgage, LLC

★★★★☆
4.9/5

CrossCountry Mortgage's Ridgewood office is exceptionally well-rated for their personalized service and expertise in Bergen County. They specialize in both purchase and refinance loans with competitive rates, particularly strong in jumbo loans which are common in the Ridgewood market. Their local team has deep knowledge of the North Jersey real estate market and provides white-glove service throughout the mortgage process.

Experience:20 years
Reviews:89 customer reviews
25 Oak Street, Ridgewood, NJ 07450

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

NJ Lenders Corp

NJ Lenders Corp

★★★★☆
4.8/5

As a locally-owned mortgage broker with deep roots in Bergen County, NJ Lenders Corp has built an outstanding reputation for their expertise in complex loan scenarios and exceptional customer service. They offer access to multiple lenders and competitive pricing, with particular strength in jumbo loans and investment properties. Their long-standing relationships with local real estate professionals make them a trusted choice in the Ridgewood community.

Experience:25 years
Reviews:127 customer reviews
1200 East Ridgewood Avenue, Suite 206, Ridgewood, NJ 07450

Loan Types:

ConventionalFHAVAUSDAJumboConstructionInvestment Properties
3

Freedom Mortgage

Freedom Mortgage Corporation

★★★★☆
4.7/5

Freedom Mortgage has a strong regional presence in New Jersey and is particularly renowned for their FHA and VA loan expertise. They offer competitive rates and have streamlined digital processes while maintaining local market knowledge. With thousands of positive reviews nationwide and dedicated local loan officers serving the Ridgewood area, they provide reliable service for both purchase and refinance transactions, with special programs for military families and first-time homebuyers.

Experience:32 years
Reviews:482 customer reviews
Serving Ridgewood, NJ (Regional Office: 200 Meadowlands Parkway, Secaucus, NJ 07094)

Loan Types:

FHAVAConventionalRefinanceCash-out Refinance

Why Choose a Mortgage Lender in Ridgewood?

Local Market Knowledge

Lenders who understand Ridgewood's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New Jersey.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Ridgewood and get competitive rates on your home loan.