Top 3 Mortgage Lenders in Rio Grande

First Heritage Mortgage is a highly-rated local mortgage lender with a strong presence in Cape May County, serving the Rio Grande area with exceptional customer service. With over two decades of experience, they specialize in personalized mortgage solutions for South Jersey homebuyers. Their North Cape May office, led by experienced loan officer Michael McGowan, receives consistently excellent reviews for their responsive communication, competitive rates, and expertise with shore-area properties. They're particularly noted for guiding first-time homebuyers through the entire process and offering a comprehensive range of loan products.

Prosperity Home Mortgage's Marmora location serves the Rio Grande and surrounding Cape May County communities with outstanding mortgage services. Chris Leone and his team have built a reputation for providing competitive rates and exceptional customer care, particularly for shore-area properties. They excel at streamlining the mortgage process with local underwriting and decision-making. The company receives high marks for their transparency, responsiveness, and ability to close loans quickly. Their expertise with both primary residences and investment properties makes them a top choice for South Jersey homebuyers.

OceanFirst Bank is a well-established regional bank with deep roots in South Jersey communities, including strong service to the Rio Grande area. While founded over a century ago, their mortgage division has evolved with modern lending practices while maintaining traditional community banking values. They offer competitive rates and personalized service through local branch networks. Customers consistently praise their knowledgeable loan officers, smooth closing processes, and long-term commitment to the community. As a local institution, they understand the unique aspects of Cape May County real estate and provide comprehensive mortgage solutions with local decision-making authority.