Top 3 Mortgage Lenders in Scotch Plains

Michael DeGennaro and his team at CrossCountry Mortgage have built an exceptional reputation throughout Union County and Scotch Plains specifically. With over 15 years of mortgage experience and hundreds of successful local transactions, they're known for personalized service, competitive rates, and expertise with diverse loan programs. Their local office in Union provides convenient in-person service while offering the resources of a national lender. They consistently receive 5-star reviews for their responsiveness, transparency throughout the mortgage process, and ability to close loans on time.

NJ Lenders Corp. has been serving New Jersey homebuyers for over two decades with a strong presence throughout Union County and Scotch Plains. As a local mortgage broker with extensive industry relationships, they offer competitive pricing and personalized service that larger banks can't match. Specializing in complex scenarios and first-time homebuyer programs, they're known for their educational approach and commitment to finding the right loan product for each client's unique situation. Their team of experienced loan officers provides white-glove service from application to closing.

Affinity Federal Credit Union, one of New Jersey's largest credit unions, has deep roots in the Scotch Plains community with multiple nearby branches and extensive local membership. Their mortgage division offers exceptionally competitive rates for members, personalized service, and a full suite of loan products. As a not-for-profit financial institution, they prioritize member satisfaction over profits, resulting in higher approval rates and more flexible underwriting. They're particularly strong with first-time homebuyer programs and offer exclusive member benefits like relationship rate discounts.