Top 3 Mortgage Lenders in Seaside Heights

CrossCountry Mortgage has established itself as one of the top mortgage lenders serving the Jersey Shore region, including Seaside Heights. With over 20 years in business and an exceptional 4.9 rating, they offer personalized service through local loan officers who understand the unique coastal property market. Their Toms River location provides convenient access for Seaside Heights residents, and they specialize in both primary residences and investment properties common in shore communities.

Guaranteed Rate brings national lending power with strong local presence through their Toms River office. With over 20 years in business and hundreds of positive reviews, they offer competitive rates and digital mortgage solutions while maintaining personal service. Their expertise in coastal New Jersey real estate makes them particularly well-suited for Seaside Heights properties, including vacation homes and primary residences in flood zones requiring specialized insurance considerations.

As a longstanding local financial institution serving Ocean County since 1935, First Atlantic Federal Credit Union has deep roots in the Seaside Heights community. They offer member-focused mortgage services with competitive rates and personalized attention. Their understanding of the local market dynamics, including seasonal properties and coastal living considerations, combined with their not-for-profit structure, makes them an excellent choice for Seaside Heights residents seeking traditional lending with community commitment.