Top 3 Mortgage Lenders in Short Hills

Cross River Bank has established itself as one of New Jersey's premier mortgage lenders with exceptional customer satisfaction ratings. As a state-chartered bank headquartered in Bergen County, they specialize in serving the affluent Short Hills market with competitive jumbo loan products and sophisticated mortgage solutions. Their digital-first approach combined with personalized service makes them particularly attractive to tech-savvy homebuyers in the Essex County area. With over 15 years of experience and billions in loan originations, they offer competitive rates and efficient processing while maintaining strong community ties throughout New Jersey.

William Raveis Mortgage has a strong physical presence in Millburn, immediately adjacent to Short Hills, making them exceptionally positioned to serve the local luxury real estate market. Their team specializes in high-value jumbo loans commonly needed in the Short Hills area and offers personalized, white-glove service through local mortgage experts who understand the unique dynamics of Essex County's premium housing market. With extensive experience in complex mortgage scenarios and construction lending, they've built a reputation for exceptional client service and competitive pricing. Their integration with the prominent William Raveis Real Estate network provides seamless homebuying experiences.

CrossCountry Mortgage maintains a strong local presence in Morristown with dedicated loan officers serving the Short Hills area. As a direct lender with in-house underwriting and processing, they offer faster closings and more personalized service than many larger institutions. They excel in both conventional and government-backed loans, providing comprehensive options for diverse borrower needs. Their extensive experience with New Jersey's real estate market, particularly in affluent communities like Short Hills, positions them as experts in jumbo financing and high-net-worth client services. With nearly two decades of operation and nationwide reach combined with local expertise, they offer competitive rates and exceptional customer service.