Top 3 Mortgage Lenders in South River

Michael Gualario and CrossCountry Mortgage have established an exceptional reputation throughout Middlesex County and South River area. With over 125 overwhelmingly positive reviews, they're known for personalized service, competitive rates, and expertise in various loan programs. Their local presence in Somerset ensures deep understanding of South River's real estate market while offering the resources of a national lender. Specializes in guiding first-time homebuyers through the complex mortgage process with exceptional clarity and support.

As New Jersey's largest credit union, Affinity has served the South River community for decades with exceptional mortgage products and member-focused service. Their not-for-profit structure often translates to lower rates and fewer fees than traditional banks. With multiple branches throughout Central Jersey and robust digital services, they provide convenient access combined with local decision-making. Particularly strong in first-time homebuyer programs and offering personalized guidance throughout the entire home financing process.

Guaranteed Rate's Edison office serves South River with cutting-edge digital mortgage technology combined with local expertise. As one of the largest retail mortgage lenders nationally, they offer highly competitive rates and an efficient online application process. Their local loan officers provide personalized service while leveraging the company's strong capital markets presence. Particularly noted for their streamlined digital mortgage experience, quick closing times, and extensive product selection catering to diverse borrower needs throughout Middlesex County.