Top 3 Mortgage Lenders in Toms River

CrossCountry Mortgage's Toms River branch stands out as one of the highest-rated mortgage lenders in Ocean County, with exceptional customer satisfaction ratings and deep local market expertise. They offer personalized service with a wide range of loan products including specialized programs for first-time homebuyers and competitive jumbo loan options. Their team has extensive experience navigating the unique coastal New Jersey real estate market and provides comprehensive guidance through the entire mortgage process.

As a long-standing community financial institution serving the Jersey Shore region since 1939, First Atlantic Federal Credit Union provides exceptional mortgage services with competitive rates for Toms River residents. Their not-for-profit structure often results in lower fees and better terms for members. They offer personalized mortgage counseling and have deep roots in the local community, with extensive knowledge of Ocean County's housing market and specific neighborhood considerations.

Guild Mortgage brings six decades of national mortgage expertise with strong local presence in the Toms River area. They are particularly noted for their innovative loan programs including renovation loans that are valuable for the older housing stock in many Toms River neighborhoods. Their digital mortgage process combined with local loan officers provides a streamlined experience while maintaining personalized service. They have consistently high customer satisfaction ratings for both purchase and refinance transactions throughout Ocean County.