Top 3 Mortgage Lenders in Vauxhall

Affinity Federal Credit Union stands out as one of New Jersey's premier mortgage lenders with exceptional customer satisfaction ratings. While headquartered in Warren, they extensively serve Union County including Vauxhall residents. Their mortgage specialists provide personalized service with competitive rates on various loan products. Affinity is particularly praised for their first-time homebuyer programs and streamlined digital mortgage process. As a credit union, they offer member-focused benefits and local decision-making, with many customers highlighting their responsive communication and smooth closing processes.

CrossCountry Mortgage has built an outstanding reputation throughout Union County and specifically serves Vauxhall homebuyers through their Clark, NJ branch. They excel in providing comprehensive mortgage solutions with particularly strong FHA and VA loan expertise. Customers consistently praise their knowledgeable loan officers who provide clear guidance through the entire mortgage process. Their local presence combined with national lending capabilities allows for competitive pricing and flexible underwriting. Reviewers frequently mention their efficiency in meeting tight deadlines and exceptional customer service throughout the loan process.

While now operating under Citizens Bank following the merger, the former Investors Bank maintains its strong New Jersey roots and continues to be a top choice for Vauxhall area homebuyers. With deep community banking experience spanning nearly a century, their mortgage team understands the local Union County market intimately. They're particularly noted for their construction loans and investment property financing. Customers appreciate their local decision-making authority and personalized approach to mortgage lending. The bank receives consistent praise for their transparent communication and ability to handle complex mortgage scenarios effectively.