Top 3 Mortgage Lenders in Waldwick

CrossCountry Mortgage's Waldwick-area office, led by Michael D'Ambrosio, is one of the highest-rated mortgage lenders serving Bergen County. With over 15 years of experience and exceptional 4.9-star ratings across multiple platforms, this team specializes in personalized service for home purchases and refinancing. They offer competitive rates on conventional, FHA, VA, and jumbo loans with a strong focus on first-time homebuyer programs. Their local expertise in North Jersey real estate markets and commitment to transparent communication throughout the lending process makes them a top choice for Waldwick residents.

Valley National Bank has been serving New Jersey communities for nearly a century with a strong presence throughout Bergen County. Their mortgage division maintains excellent 4.7-star ratings for their comprehensive loan programs and local underwriting expertise. As a community-focused bank with multiple branches near Waldwick, they offer the advantage of local decision-making combined with competitive rates. Their experienced loan officers provide personalized service for purchase loans, refinancing, construction loans, and home equity lines of credit, with particular strength in conventional and government-backed loan programs.

Newrez (formerly Caliber Home Loans) is a nationally recognized mortgage lender with strong presence throughout New Jersey, including Waldwick and Bergen County. With 4.6-star ratings and nearly 300 verified reviews, they offer competitive rates and efficient processing for both purchase and refinance transactions. Their extensive loan portfolio includes specialized programs for jumbo loans, investment properties, and government-backed loans. As a direct lender with two decades of experience, they provide streamlined digital processes while maintaining local expertise through their New Jersey-based loan officers who understand the specific market dynamics of the Waldwick area.