Top 3 Mortgage Lenders in Wildwood

First Heritage Mortgage is consistently rated as one of the top mortgage lenders in Cape May County with exceptional customer satisfaction. Michael Kelleher and his team specialize in coastal property financing and have deep expertise in the Wildwood and surrounding barrier island markets. They offer personalized service with competitive rates and are particularly skilled at navigating the unique challenges of shore property mortgages, including flood insurance requirements and seasonal income considerations.

NFM Lending's South Jersey branch serves the Wildwood area with excellent customer service and competitive mortgage products. Tom O'Donnell and his team have extensive experience with shore community financing and understand the specific needs of both primary residences and investment properties in coastal areas. They are known for their responsive communication throughout the loan process and have built strong relationships with local real estate professionals throughout Cape May County.

As a community bank deeply rooted in Cape May County since 1887, Sturdy Savings Bank has exceptional knowledge of the Wildwood real estate market. They offer competitive mortgage rates and personalized service with local decision-making authority. Their mortgage specialists understand the nuances of coastal property financing and provide the stability of a brick-and-mortar institution with the flexibility to work with various financial situations, making them a trusted choice for both year-round residents and seasonal property buyers.