Top 3 Mortgage Lenders in Artesia

First American Bank is the premier local banking institution in Artesia with deep community roots and extensive mortgage lending expertise. As a community bank founded by local residents, they offer personalized service and understand the unique real estate market of Southeast New Mexico. Their mortgage team provides competitive rates with flexible underwriting and specializes in both purchase loans and refinancing for local homeowners. With over two decades of serving Artesia and surrounding communities, they've built a reputation for reliable, straightforward mortgage processing and exceptional customer care.

Citizens Bank serves the entire Southeast New Mexico region including Artesia, located just 40 minutes away in Roswell. As a community-focused regional bank, they offer comprehensive mortgage services with competitive local rates and personalized attention. Their experienced loan officers specialize in rural property financing and understand the specific needs of Eddy County residents. With strong ratings for customer satisfaction and efficient loan processing, they're a popular choice for Artesia homebuyers seeking the combination of local decision-making and full-service banking capabilities.

Western Commerce Bank serves the Southeast New Mexico region including Artesia from their Carlsbad location approximately 50 miles away. This community bank has built a strong reputation for mortgage lending with local underwriting and competitive rates tailored to the region's economy. They specialize in energy industry employee financing and understand the unique financial situations of Artesia residents. Their mortgage team provides personalized service from application through closing, with particular expertise in construction loans and first-time homebuyer programs for the local market.