Top 3 Mortgage Lenders in Des Moines

As one of New Mexico's largest and most respected credit unions, Guadalupe Credit Union has been serving communities across the state for over 70 years. They have a strong presence in rural New Mexico communities and specifically serve Union County where Des Moines is located. Their mortgage team receives exceptional reviews for personalized service, competitive rates, and expertise with rural property financing including USDA loans which are particularly relevant for Des Moines area borrowers. They offer comprehensive mortgage services with local decision-making and deep understanding of New Mexico's unique housing market.

Southwest Capital Bank has been a trusted community bank serving northeastern New Mexico for nearly 40 years, with Raton being their headquarters location just 45 miles from Des Moines. They have extensive experience with rural property financing and agricultural lending in the region. Customers consistently praise their local underwriting, personalized service, and understanding of rural New Mexico's unique property challenges. As a community bank, they offer the advantage of local decision-making and long-term relationships with borrowers throughout Union County and the surrounding area.

New American Funding is a national mortgage lender with strong presence and excellent reputation throughout New Mexico. They receive consistently high marks for their competitive rates, extensive loan product portfolio, and exceptional customer service. While not locally headquartered, they have dedicated New Mexico mortgage advisors who understand the state's unique market conditions, including rural properties in areas like Des Moines. They are particularly noted for their flexible underwriting and programs designed for self-employed borrowers, which benefits many residents in rural New Mexico communities.