Top 3 Mortgage Lenders in Encino

KOBY Federal Credit Union stands out as one of southern New Mexico's most trusted mortgage lenders with exceptional customer satisfaction ratings. Serving the entire region including rural communities like Encino, they offer personalized service and competitive rates. Their mortgage team has extensive experience with rural property financing and USDA loans, which are particularly relevant for the Encino area. Members consistently praise their responsive communication, transparent process, and ability to navigate complex rural property transactions.

First American Bank has built a strong reputation throughout eastern New Mexico for their expertise in rural and agricultural lending. With deep roots in the region, they understand the unique needs of communities like Encino and offer specialized loan programs for rural properties. Their local underwriting authority allows for faster decisions, and customers frequently mention their knowledgeable staff and commitment to finding the right financing solutions for each borrower's specific situation.

Summit Mortgage Corporation is a highly-rated regional mortgage lender serving the entire state of New Mexico, including rural areas like Encino. They specialize in navigating the unique challenges of rural property financing and have extensive experience with USDA rural development loans. Their team includes loan officers who specifically work with borrowers in southeastern New Mexico, ensuring local expertise and understanding of the Encino market. Customers consistently praise their competitive rates, efficient processing, and exceptional customer service throughout the loan process.