Top 3 Mortgage Lenders in Folsom

Guadalupe Credit Union stands out as one of the highest-rated mortgage lenders serving northeastern New Mexico, including Folsom. As a community-focused credit union with over 75 years of service, they offer personalized mortgage solutions with competitive rates and exceptional member service. Their loan officers have extensive experience with rural properties and agricultural lending, making them particularly well-suited for Folsom's unique market. Members consistently praise their responsive service, transparent process, and willingness to work with borrowers on complex rural property financing.

Southwest Capital Bank has been serving northeastern New Mexico communities for four decades, building a strong reputation for reliable mortgage lending in rural areas like Folsom. As a locally-owned community bank, they understand the specific needs of rural property buyers and offer flexible underwriting for unique property situations. Their mortgage team provides personalized service from application through closing, with many customers noting their competitive rates and deep knowledge of local real estate markets. The bank's long-standing presence in Raton makes them easily accessible for Folsom residents.

Fairway Independent Mortgage Corporation, represented by top-rated loan officer Chris Martinez, serves borrowers throughout New Mexico including Folsom. With nearly three decades of mortgage experience and hundreds of 5-star reviews, Chris specializes in rural and agricultural property financing. His expertise with USDA loans makes him particularly valuable for Folsom homebuyers, and customers consistently praise his responsiveness, attention to detail, and ability to secure competitive rates. While based in Farmington, he regularly works with clients remotely throughout northeastern New Mexico, providing comprehensive mortgage services with national lender resources and local expertise.