Top 3 Mortgage Lenders in Garita

As the premier community bank serving northeastern New Mexico, Plateau State Bank has deep roots in the region including Garita. With over a century of service, they offer personalized mortgage solutions with local underwriting and decision-making. Their experienced loan officers understand rural property financing and agricultural needs specific to Union County. Customers consistently praise their responsive service, competitive rates, and commitment to the local community.

Century Bank provides comprehensive mortgage services throughout New Mexico, including rural areas like Garita. Their mortgage division specializes in both urban and rural property financing with expertise in New Mexico's unique real estate market. They offer competitive rates and flexible terms, with particular strength in first-time homebuyer programs and construction loans. The bank maintains strong customer satisfaction ratings for their attentive service and local market knowledge.

As New Mexico's leading housing finance agency, MFA serves all counties including Union County where Garita is located. They specialize in affordable mortgage programs with down payment assistance, particularly beneficial for rural communities. Their Step Up and FirstHome programs are highly regarded, offering below-market interest rates and grant opportunities. MFA works through a network of approved lenders statewide and has helped thousands of New Mexicans achieve homeownership with exceptional customer satisfaction ratings.