Top 3 Mortgage Lenders in Hernandez

Mortgage Solutions Financial is one of northern New Mexico's highest-rated mortgage brokers, serving the Hernandez area from their Santa Fe location. With over two decades of experience, they specialize in helping rural homebuyers navigate USDA loans and other government-backed programs that are particularly relevant to the Hernandez community. Their team of local experts understands the unique real estate market of Rio Arriba County and provides personalized service with competitive rates. They consistently receive perfect or near-perfect ratings for their responsive communication and ability to close loans efficiently in smaller communities.

As New Mexico's largest credit union, Nusenda has deep roots serving communities throughout northern New Mexico, including Hernandez. With nearly 90 years of operation, they offer exceptional mortgage programs specifically designed for New Mexico residents, including special first-time homebuyer programs and competitive rate options. Their local loan officers understand the unique aspects of rural property financing in Rio Arriba County. Members consistently praise their transparent process, educational approach, and commitment to finding the right mortgage solution for each borrower's situation.

Kirtland Federal Credit Union serves members throughout New Mexico, including the Hernandez area, with dedicated mortgage services tailored to rural communities. With seven decades of financial experience, they offer specialized knowledge in USDA rural development loans that are particularly valuable for Hernandez homebuyers. Their mortgage team provides personalized guidance through the entire homebuying process and offers competitive rates with flexible terms. Customer reviews highlight their expertise in navigating unique property situations common in northern New Mexico and their commitment to member satisfaction.