Top 3 Mortgage Lenders in Jamestown

Guadalupe Credit Union is one of northern New Mexico's most trusted mortgage lenders with deep roots in rural communities. While headquartered in Santa Fe, they actively serve borrowers throughout northern New Mexico including Jamestown. They are particularly strong with USDA rural development loans which are ideal for Jamestown's rural character. Members consistently praise their personalized service, competitive rates, and expertise with first-time homebuyer programs. Their mortgage specialists have extensive experience with the unique property types and lending needs of northern New Mexico communities.

Bank of the Southwest has been serving northern New Mexico communities for over a century and has specific expertise with rural properties and agricultural lending. Their Raton location serves Colfax County including Jamestown, and they have deep understanding of the local real estate market. They offer competitive construction and land loans which are valuable in areas like Jamestown where new construction and land purchases are common. Customers appreciate their local decision-making authority and personalized approach to mortgage lending.

Zia Mortgage Solutions is a highly-rated Santa Fe-based mortgage broker that serves clients throughout northern New Mexico, including Jamestown. As brokers, they have access to multiple lenders and can often secure more competitive rates and terms than single-source lenders. They specialize in navigating the unique challenges of northern New Mexico properties, including well water, septic systems, and rural appraisals. Their team has particular expertise with USDA loans which are well-suited for Jamestown homebuyers, and they receive consistent praise for their responsiveness and problem-solving abilities.