Top 3 Mortgage Lenders in Kirtland

Zia Financial is a highly-rated local mortgage broker serving the Four Corners region including Kirtland. With nearly 15 years of experience, they specialize in providing personalized mortgage solutions for homebuyers in San Juan County. Their exceptional 4.9-star rating reflects outstanding customer service and deep knowledge of the local real estate market. As a local broker, they work with multiple lenders to find competitive rates and offer expertise with various loan programs including VA loans popular in the area.

As New Mexico's largest credit union, Nusenda has served communities across the state for over 85 years. They maintain a strong presence in northwestern New Mexico and offer competitive mortgage rates to members. With a 4.7-star rating from hundreds of reviews, they're known for exceptional member service and community commitment. Their mortgage specialists understand the unique aspects of the Kirtland housing market and offer various loan programs with personalized guidance throughout the homebuying process.

Guild Mortgage's Farmington branch serves Kirtland and the surrounding Four Corners area with over 60 years of national experience in mortgage lending. Their local team has deep knowledge of the San Juan County market and maintains a 4.8-star rating for excellent service. They offer a comprehensive range of loan products and are particularly recognized for their expertise in government-backed loans and first-time homebuyer programs. Their strong local presence and national resources make them a reliable choice for Kirtland homebuyers.