Top 3 Mortgage Lenders in La Plata

Zia Credit Union is one of the most highly-rated mortgage lenders serving the Four Corners region, including La Plata. As a local credit union, they offer personalized service and competitive rates with deep community roots. Their mortgage team has extensive experience with the unique real estate market in northwest New Mexico and provides a wide range of loan options including specialized programs for first-time homebuyers. Members consistently praise their responsive service, transparent process, and local decision-making authority.

Four Corners Mortgage is a locally-owned mortgage brokerage that specializes in serving the northwest New Mexico region, including La Plata. They have built an exceptional reputation for their expertise in rural property financing and their ability to navigate complex loan scenarios. The company is known for their educational approach, helping borrowers understand all available options. Their strong relationships with multiple lenders allow them to secure competitive rates and flexible terms tailored to individual needs in the local market.

Academy Mortgage's Farmington branch provides professional mortgage services to La Plata and surrounding communities with the backing of a national lender. They combine local market expertise with the resources of a larger institution, offering competitive rates and efficient processing. The local team has extensive experience with the unique characteristics of San Juan County properties and provides personalized guidance throughout the entire mortgage process. Customers consistently note their professionalism, attention to detail, and ability to close loans on time.