Top 3 Mortgage Lenders in Miami

First National Bank of New Mexico is a highly-rated community bank with deep roots in northeastern New Mexico, serving Miami and surrounding Colfax County communities for over two decades. They are known for personalized service, competitive local lending rates, and expertise in rural property financing including USDA loans that benefit Miami area residents. As a community-focused institution, they offer relationship-based mortgage solutions with local underwriting and decision-making, making them a top choice for homebuyers in rural northeastern New Mexico.

Guadalupe Credit Union serves members throughout northern New Mexico including Miami residents, offering highly competitive mortgage rates and exceptional member service. With nearly three decades of experience, they specialize in helping rural community members achieve homeownership through personalized guidance and flexible loan programs. Their first-time homebuyer programs and local underwriting expertise make them particularly valuable for Miami area borrowers seeking patient, educational support throughout the mortgage process.

Southwest Capital Bank operates multiple branches throughout northeastern New Mexico and serves the Miami community with comprehensive mortgage lending services. They are particularly strong in construction and land loans, which are valuable for rural properties in the Miami area. Their local loan officers understand the unique aspects of Colfax County real estate and provide responsive, community-oriented service with competitive rates and flexible terms tailored to rural borrowers' needs.