Top 3 Mortgage Lenders in Mills

First American Bank has been serving Southeast New Mexico for over a century with deep community roots in the Hobbs area, which serves the Mills community. They offer personalized mortgage services with local decision-making authority and competitive rates. Their experienced mortgage team specializes in both purchase and refinance loans with particular expertise in rural property financing suitable for the Mills area. Customers consistently praise their responsive service and smooth closing process.

Prosperity Bank maintains a strong presence in Southeast New Mexico with specialized mortgage services tailored to the region's unique needs. They offer comprehensive lending options including construction and land loans particularly relevant for properties in rural areas like Mills. Their local loan officers have extensive knowledge of the local real estate market and provide personalized guidance throughout the mortgage process. The bank is known for competitive rates and flexible underwriting.

While headquartered in El Paso, GECU serves members throughout Southern New Mexico including the Mills area with competitive mortgage products and exceptional member service. As a credit union, they offer typically lower rates and fees than traditional banks. Their mortgage team specializes in rural property financing and USDA loans well-suited for the Mills community. They receive consistent praise for their transparent process and educational approach to home financing.