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Ocate, NM

Top 3 Mortgage Lenders in Ocate

Compare verified mortgage lenders serving Ocate, New Mexico. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
864+
Reviews
10
Loan Types

Available Loan Programs in Ocate

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction Loans
Land Loans
Construction-to-Permanent

Featured Mortgage Lenders

1

Mortgage Solutions Financial

Mortgage Solutions Financial

★★★★☆
4.8/5

Mortgage Solutions Financial is one of New Mexico's top-rated mortgage lenders with extensive experience serving rural communities throughout the state. They specialize in USDA loans which are particularly beneficial for homebuyers in rural areas like Ocate. With over two decades of experience, they have deep knowledge of New Mexico's unique housing market and offer personalized service with competitive rates. Their team understands the specific challenges and opportunities of rural property financing in Mora County and surrounding areas.

Experience:22 years
Reviews:287 customer reviews
6565 Americas Parkway NE, Albuquerque, NM 87110

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Nusenda Credit Union

Nusenda Credit Union

★★★★☆
4.7/5

As New Mexico's largest credit union, Nusenda has been serving communities across the state for nearly 90 years. They have a strong commitment to rural lending and offer specialized mortgage programs for properties in areas like Ocate. Their local decision-making process and community-focused approach make them an excellent choice for rural home financing. They provide competitive rates for members and have extensive experience with various loan types suitable for the Mora County region.

Experience:87 years
Reviews:392 customer reviews
4100 Pan American Fwy NE, Albuquerque, NM 87107

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstruction Loans
3

Century Bank Mortgage Division

Century Bank

★★★★☆
4.6/5

Century Bank has deep roots in northern New Mexico and specializes in serving rural communities throughout the region. They have particular expertise with land loans and construction financing, which is valuable for properties in areas like Ocate. As a community bank with local decision-makers, they understand the unique aspects of rural property valuation and financing in New Mexico. Their mortgage team has extensive experience with USDA rural development loans and offers personalized service with attention to the specific needs of rural homebuyers.

Experience:55 years
Reviews:185 customer reviews
300 Montezuma Ave, Santa Fe, NM 87501

Loan Types:

ConventionalFHAVAUSDALand LoansConstruction-to-Permanent

Why Choose a Mortgage Lender in Ocate?

Local Market Knowledge

Lenders who understand Ocate's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in New Mexico.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Ocate and get competitive rates on your home loan.