Top 3 Mortgage Lenders in Ojo Feliz

Del Norte Credit Union stands out as one of northern New Mexico's most trusted mortgage lenders with deep community roots. They consistently receive exceptional ratings for personalized service and competitive rates, particularly for rural properties in areas like Ojo Feliz. Their mortgage specialists have extensive experience with USDA loans which are particularly relevant for this region, and they offer comprehensive guidance through the entire home buying process. Members praise their local decision-making, transparency, and commitment to finding the right loan products for each borrower's unique situation.

Bank of the West has a strong presence throughout New Mexico and specializes in serving rural communities like Ojo Feliz. Their mortgage team receives high marks for expertise with agricultural and rural property financing, including specialized construction loans for custom homes. Customers consistently rate them highly for their knowledgeable loan officers who understand the unique aspects of northern New Mexico real estate. They offer competitive rates and have streamlined processes for both purchase and refinance transactions, with particular strength in USDA rural development loans.

Nusenda Credit Union, while based in Albuquerque, serves the entire state of New Mexico and has extensive experience with rural property financing. They receive outstanding reviews for their first-time homebuyer programs and competitive interest rates. Their mortgage team is particularly praised for making the process understandable and stress-free, with many customers noting their patience and clear communication. They offer special programs for low-to-moderate income borrowers and have strong relationships with real estate professionals throughout northern New Mexico, making them an excellent choice for Ojo Feliz residents.