Top 3 Mortgage Lenders in Raton

Guadalupe Credit Union is one of northern New Mexico's most trusted mortgage lenders with a strong reputation for personalized service and competitive rates. While headquartered in Santa Fe, they serve the entire northern New Mexico region including Raton. As a community-focused credit union, they offer specialized guidance for first-time homebuyers and various government-backed loan programs. Their long history and member-owned structure allow them to provide more favorable terms and personalized attention than many larger institutions.

Academy Mortgage has a strong presence in the Raton area through their nearby Trinidad, Colorado branch, which actively serves the Raton market. They are particularly noted for their efficient processing and local underwriting capabilities. With extensive experience in rural and mountain community lending, they understand the unique real estate dynamics of the Raton area. Their comprehensive loan programs and competitive rates make them a popular choice for homebuyers in the region.

Fairway Independent Mortgage has established itself as one of New Mexico's premier mortgage lenders with multiple awards for customer satisfaction. While based in Albuquerque, they actively serve the entire state including Raton through their extensive network of loan officers. They are particularly recognized for their competitive rates, streamlined digital process, and exceptional customer service. Their wide range of loan products and expertise with New Mexico's unique housing market makes them an excellent choice for Raton area homebuyers.