Top 3 Mortgage Lenders in Roy

First Financial Credit Union stands out as one of New Mexico's most trusted mortgage lenders with nearly 90 years of service to communities across the state. While based in Albuquerque, they actively serve rural communities throughout New Mexico including Roy and surrounding areas. They maintain exceptional 4.8-star ratings across multiple platforms with particular praise for their competitive rates, personalized service for rural homebuyers, and expertise with USDA loans which are particularly relevant for Roy's rural character. Their long-standing commitment to New Mexico communities and comprehensive mortgage programs make them an excellent choice for Roy residents.

Guild Mortgage has built a strong reputation throughout New Mexico with their Albuquerque branch consistently receiving high marks for customer service and competitive lending options. As a national lender with deep local roots, they have particular expertise serving rural New Mexico communities like Roy, with specialized knowledge of USDA rural development loans and FHA programs. Their 4.7-star rating reflects consistent customer satisfaction with the mortgage process, and their 60+ years in business demonstrates stability and reliability. Customers frequently praise their responsive loan officers and efficient closing processes.

Academy Mortgage has established itself as a top-performing mortgage lender in New Mexico with particular strength in serving smaller communities throughout the state. Their Albuquerque office regularly works with clients in rural areas like Roy and understands the unique aspects of rural property financing. With 30 years of experience and consistent 4.6-star ratings, they're praised for their educational approach with first-time homebuyers and expertise with government-backed loans including VA and USDA programs. Their local loan officers have extensive knowledge of New Mexico's rural housing market and provide personalized service throughout the mortgage process.