Top 3 Mortgage Lenders in Texico

As the premier local credit union serving Roosevelt County and the surrounding region including Texico, RCCFCU has built an exceptional reputation for personalized mortgage services. With nearly seven decades of community banking experience, they offer competitive rates and flexible loan terms tailored to local needs. Their mortgage specialists provide one-on-one guidance through the entire home buying process, with particular expertise in USDA rural development loans that benefit Texico area residents. The credit union's strong local presence and member-focused approach make them a top choice for personalized mortgage solutions.

Southwest Capital Bank has been a trusted regional mortgage lender serving Eastern New Mexico communities including Texico for over three decades. Their experienced loan officers specialize in both purchase and refinance mortgages with competitive local rates. The bank is particularly known for its construction lending expertise and flexible underwriting for rural properties. With deep roots in the Portales area just 8 miles from Texico, they understand the unique real estate market dynamics of the region and provide responsive, local decision-making that national lenders cannot match.

Legacy Mortgage has established itself as one of Eastern New Mexico's most respected mortgage brokers, serving the Clovis area including Texico residents. With over two decades of experience, they offer access to multiple lending sources and competitive rate options. Their team specializes in navigating complex loan scenarios and provides exceptional customer service throughout the mortgage process. Particularly strong in VA and USDA rural housing loans, Legacy Mortgage has helped numerous Texico area families achieve homeownership with their personalized approach and local market expertise from their Clovis location just 15 miles away.