Top 3 Mortgage Lenders in Velarde

Guaranteed Rate's Santa Fe office serves the entire northern New Mexico region including Velarde. They are one of the top-rated mortgage lenders in the state with exceptional customer satisfaction ratings. Their local team has deep experience with rural properties and unique financing needs common in Rio Arriba County. They offer competitive rates, digital mortgage processing, and specialize in both purchase loans and refinancing for the diverse property types found in northern New Mexico.

Century Bank has been serving northern New Mexico communities for over 40 years and has a strong presence in Española, just 15 minutes from Velarde. They specialize in USDA Rural Development loans which are particularly relevant for Velarde residents. Their local underwriters understand the unique characteristics of northern New Mexico properties and offer personalized service with local decision-making. They are highly rated for their community commitment and understanding of rural lending needs.

Nusenda Credit Union serves members throughout New Mexico including Velarde residents. They offer competitive mortgage rates and specialize in first-time homebuyer programs and affordable housing solutions. Their mortgage team has extensive experience with northern New Mexico properties and offers personalized guidance through the entire process. As a community-focused credit union, they provide exceptional member service and have strong ratings for their educational approach to mortgage lending.