Top 3 Mortgage Lenders in Andover

Five Star Bank is one of Western New York's most established community banks with deep roots in the region. They maintain multiple branches throughout Allegany County and surrounding areas, making them highly accessible to Andover residents. Their mortgage team receives consistent praise for personalized service, local decision-making, and understanding of rural property financing needs. As a community bank with over 170 years of history, they offer competitive rates with the flexibility of local underwriting and relationship-based lending.

Premium Mortgage has built an outstanding reputation throughout Western New York as a top-rated mortgage broker with extensive experience in rural and small-town properties. They consistently receive high marks for their responsive communication, streamlined process, and ability to secure competitive rates from multiple lenders. Their team has particular expertise with USDA rural development loans, which are highly relevant for Andover area properties. Customers frequently mention their knowledgeable guidance through complex financing scenarios and commitment to closing on time.

NVR Mortgage operates extensively throughout New York state with a strong presence in the Rochester region that serves the Andover area. As part of one of the nation's largest homebuilding and mortgage companies, they offer competitive rates and efficient processing while maintaining local expertise. Their mortgage consultants receive excellent reviews for their professionalism and ability to guide borrowers through the entire mortgage process. They're particularly noted for their straightforward approach and reliable pre-approval process, with many customers mentioning smooth closings and responsive service throughout their homebuying journey.