Top 3 Mortgage Lenders in Batavia

Five Star Bank stands as Batavia's premier local mortgage lender with deep community roots dating back over 170 years. As a Western New York institution with a physical branch right in downtown Batavia, they offer personalized service and local underwriting expertise. Their mortgage team receives consistently high marks for responsiveness, competitive rates, and guiding first-time homebuyers through the entire process. Their long-standing presence in Genesee County ensures they understand local market conditions and provide tailored mortgage solutions.

While based in Rochester, ESL Federal Credit Union serves the entire Western New York region including Batavia and has earned exceptional ratings for mortgage lending. As a not-for-profit credit union, they offer highly competitive rates and lower fees than many traditional banks. Their mortgage specialists are praised for their educational approach, making complex mortgage concepts understandable for borrowers. ESL consistently ranks among the top mortgage lenders in Upstate New York for customer satisfaction and offers special first-time homebuyer programs.

NEXA Mortgage operates as a nationwide mortgage broker with licensed professionals serving the Batavia area, offering access to hundreds of loan programs through their extensive lender network. Their broker model allows them to shop rates across multiple wholesale lenders to find the best possible terms for each borrower's unique situation. They receive outstanding reviews for their transparency, communication throughout the loan process, and ability to handle complex mortgage scenarios. While newer than traditional banks, their innovative approach and vast product selection make them a top choice for competitive financing.